Poonawalla Fincorp Ltd Share Price Target 2024, 2025 to 2030

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a Non-Banking Finance Company (NBFC) specializing in consumer and MSME financing. The company offers a diversified product suite designed to meet the evolving financial needs of customers and enterprises. Driven by core values such as Passion, People, Purpose, Principles, and Possibilities, Poonawalla Fincorp operates with integrity and dedication, ensuring best-in-class service and solutions. The company’s commitment to transparency reflects its understanding and respect for the trust customers place in it.

At the heart of Poonawalla Fincorp’s operations are investments in technology and innovation, enabling the creation of endless possibilities and supporting the growth journey of its customers. The company continuously strives for business excellence, aiming to set new benchmarks and rejecting the notion that good is good enough. Trust, Integrity, Transparency, and Excellence are the foundational principles guiding Poonawalla Fincorp, shaping its mission to provide exceptional financial solutions and foster long-term customer relationships.

History of Poonawalla Fincorp Ltd

Poonawalla Fincorp Limited, originally established in 1988 by Mayank Poddar and Sanjay Chamria as Magma Leasing Limited, began its operations in 1989. The company entered the retail financing business for vehicles and construction equipment in 1996. By 2000, it expanded its network across Northern India through the acquisition of Consortium Finance Ltd. The merger with Shrachi Infrastructure Finance in 2007 extended its footprint in southern and western India, and a joint venture with International Tractors Limited (ITL) marked its entry into the tractor financing business. Rebranding itself as Magma Fincorp Limited in 2008, the company diversified into general insurance in 2009 through a partnership with HDI Global, commencing operations in 2012. That same year, it acquired a 7% stake in Experian Credit Information Company of India Pvt Ltd and further expanded by acquiring GE Money Housing Finance and the home equity loan portfolio from GE Capital India.

The company underwent a major transformation in 2021 when Rising Sun Holdings, controlled by Adar Poonawalla, made a substantial financial investment. This investment led to the rebranding of Magma Fincorp as Poonawalla Fincorp on 22 July 2021. Additionally, Magma HDI announced a capital infusion by ICICI Ventures, Cyza Chem, and Morgan Stanley in March 2021. In December 2022, Poonawalla Fincorp strategically divested its subsidiary, Poonawalla Housing Finance, to Perseus SG, an entity of TPG Global, for ₹3,900 crore (US$470 million), underscoring its focus on core operations and growth.

How to Purchase Poonawalla Fincorp Limited’s Shares in India?

Below are the trading platforms that you can use to purchase Poonawalla Fincorp Limited shares:

➤ Zerodha

➤ Upstox

➤ Groww

➤ AngelOne

➤ ICICIDirect

Poonawalla Fincorp Limited Share Price Prediction: 2024, 2025 to 2030

Poonawalla Fincorp Limited Share Price Target 2024

When	Maximum Price	Minimum Price
August 2024	389.55	338.74
September 2024	405.14	352.29
October 2024	397.19	345.38
November 2024	413.08	359.20
December 2024	417.21	362.79

Poonawalla Fincorp Limited Share Price Prediction 2025

When	Maximum Price	Minimum Price
January 2025	421.38	324.14
February 2025	425.64	327.41
March 2025	434.58	334.29
April 2025	430.27	330.98
May 2025	417.74	321.34
June 2025	436.54	335.80
July 2025	427.98	329.22
August 2025	441.22	339.40
September 2025	446.51	343.47
October 2025	458.12	352.40
November 2025	469.58	361.21
December 2025	490.71	377.47

Poonawalla Fincorp Limited Share Price Target 2026

When	Maximum Price	Minimum Price
January 2026	505.43	388.79
February 2026	492.79	379.07
March 2026	502.65	386.65
April 2026	512.91	394.54
May 2026	507.83	390.64
June 2026	520.52	400.40
July 2026	510.32	392.55
August 2026	526.10	404.69
September 2026	536.62	412.79
October 2026	550.57	423.52
November 2026	564.34	434.11
December 2026	578.45	444.96

Poonawalla Fincorp Limited Share Price Prediction 2027

When	Maximum Price	Minimum Price
January 2027	584.23	449.41
February 2027	599.21	460.93
March 2027	622.58	478.91
April 2027	610.37	469.52
May 2027	592.59	455.84
June 2027	619.26	476.36
July 2027	607.12	467.01
August 2027	625.90	481.46
September 2027	647.80	498.31
October 2027	664.65	511.27
November 2027	681.26	524.05
December 2027	698.29	537.15

Poonawalla Fincorp Limited Share Price Target 2028

When	Maximum Price	Minimum Price
January 2028	712.26	547.89
February 2028	730.52	561.94
March 2028	759.01	583.86
April 2028	744.13	572.41
May 2028	722.46	555.74
June 2028	754.97	580.74
July 2028	740.16	569.36
August 2028	763.06	586.97
September 2028	789.76	607.51
October 2028	810.30	623.30
November 2028	830.55	638.89
December 2028	851.32	654.86

Poonawalla Fincorp Limited Share Price Target 2029

When	Maximum Price	Minimum Price
January 2029	868.34	667.96
February 2029	890.61	685.08
March 2029	925.34	711.80
April 2029	907.20	697.84
May 2029	880.78	677.52
June 2029	920.41	708.01
July 2029	902.36	694.13
August 2029	930.27	715.59
September 2029	962.83	740.64
October 2029	987.86	759.90
November 2029	1,012.56	778.89
December 2029	1,037.87	798.37

Poonawalla Fincorp Limited Share Price Prediction 2030

When	Maximum Price	Minimum Price
January 2030	1,058.63	814.33
February 2030	1,085.78	835.21
March 2030	1,128.12	867.79
April 2030	1,106.00	850.77
May 2030	1,073.79	825.99
June 2030	1,122.11	863.16
July 2030	1,100.11	846.24
August 2030	1,134.13	872.41
September 2030	1,173.82	902.94
October 2030	1,204.34	926.42
November 2030	1,234.45	949.58
December 2030	1,265.31	973.32

In 2030, Poonawalla Fincorp Limited’s projected prices are expected to increase steadily each month. In January, prices are anticipated to range from ₹814.33 to ₹1,058.63. February is expected to see prices between ₹835.21 and ₹1,085.78. March’s range is projected to be ₹867.79 to ₹1,128.12. April is expected to have prices from ₹850.77 to ₹1,106.00. In May, prices are projected to be between ₹825.99 and ₹1,073.79. June’s range is expected to be ₹863.16 to ₹1,122.11. July is projected to see prices between ₹846.24 and ₹1,100.11. In August, prices are expected to range from ₹872.41 to ₹1,134.13. September is projected to have prices from ₹902.94 to ₹1,173.82. October is expected to see prices between ₹926.42 and ₹1,204.34. In November, prices are projected to range from ₹949.58 to ₹1,234.45. Finally, December is expected to see prices between ₹973.32 and ₹1,265.31.

Financial Condition of Poonawalla Fincorp Limited: Last 5 Years

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	2,513	2,319	1,540	2,177	5,418	3,394
Interest	1,294	1,100	509	595	950	1,040
Expenses +	1,112	1,950	623	838	880	898
Financing Profit	107	-731	408	744	3,588	1,456
Financing Margin %	4%	-32%	26%	34%	66%	43%
Other Income +	49	39	109	184	-1,363	865
Depreciation	75	56	49	61	59	58
Profit before tax	82	-749	468	866	2,166	2,262
Tax %	67%	-25%	20%	21%	22%
Net Profit +	27	-559	375	685	1,683	1,749
EPS in Rs	1	-20.73	4.9	8.91	21.73	22.68
Dividend Payout %	0%	0%	8%	22%	9%

Poonawalla Fincorp Limited has shown significant financial fluctuations from March 2020 to the trailing twelve months (TTM) ending in March 2024. Revenue started at ₹2,513 crore in March 2020, dropped to ₹1,540 crore in March 2022, but saw a substantial rebound to ₹5,418 crore in March 2024. Interest expenses followed a similar trend, decreasing from ₹1,294 crore in March 2020 to ₹509 crore in March 2022, before rising to ₹950 crore in March 2024. Overall expenses were volatile, peaking at ₹1,950 crore in March 2021 before stabilizing around ₹880-₹898 crore in the following years.

The company’s financing profit experienced a notable recovery, starting at ₹107 crore in March 2020, dipping to a loss of ₹731 crore in March 2021, and then surging to ₹3,588 crore in March 2024. Correspondingly, the financing margin improved from 4% in March 2020 to a remarkable 66% in March 2024. Other income saw extreme variability, with a high of ₹184 crore in March 2023 and a significant loss of ₹1,363 crore in March 2024. Depreciation remained relatively stable, averaging around ₹58 crore annually.

Profit before tax showed a strong upward trajectory, moving from ₹82 crore in March 2020 to ₹2,166 crore in March 2024, with the TTM figure at ₹2,262 crore. The net profit mirrored this growth, starting at ₹27 crore in March 2020, turning negative in March 2021, and reaching ₹1,683 crore in March 2024, with the TTM figure at ₹1,749 crore. Earnings per share (EPS) improved significantly from ₹1 in March 2020 to ₹21.73 in March 2024, and the TTM figure at ₹22.68. The dividend payout ratio varied, peaking at 22% in March 2023, reflecting the company’s improving financial health and profitability over the period.

FAQS