Fixed deposit is something which helps people to earn annual interest on their savings with any particular bank. We do know that all of the banks in India offering different fixed deposit rates for the people and, It also depends upon the age and maturity of any personal account with the bank. Today we are going to talk about the fixed deposit rates of Bandhan Bank. The tenure of a fixed deposit can be last from 7 days to up to 10 years.
Bandhan Bank FD (Fixed Deposit) Interest Rates:
You can start saving your money by opening a fixed deposit on Bandhan Bank as their interest rates are excellent compared to the other leading banks.
- The interest rate for 7-14 days tenure is 3.50% for regular citizens and 4.25% for senior citizens.
- The interest rate for 15-90 days tenure is 4% for regular citizens and 4.75% for senior citizens.
- The interest rate for 3 month- 6 months tenure is 4.50% for regular citizens and 5.25% for senior citizens.
- The interest rate for 6 month- 12 months tenure is 6.80% for regular citizens and 7.55% for senior citizens.
- The interest rate for 12 months – 18 months tenure is 7.35% for regular citizens and 8.10% for senior citizens.
- The interest rate for 18 months – 24 months tenure is 7.50% for regular citizens and 8.25% for senior citizens.
- The interest rate for 2 Years – 5 Years tenure is 7.65% for regular citizens and 8.40% for senior citizens.
- The interest rate for 5 Years – 7 Years tenure is 7.65% for regular citizens and 8.40% for senior citizens.
- The interest rate for 7 Years – 10 Years tenure is 7.65% for regular citizens and 8.40% for senior citizens.
Features of Bandhan Bank FD:
- Bank will offer attractive interest rates depend upon the range of FD scheme you chose.
- You can open your FD account via multiple channels such as Bandhan bank online banking, mobile banking or via visiting the branch.
- You will have an option to get your interest payouts monthly, quarterly and yearly.
- The best feature, you can get a credit card or overdraft your current loan via your fixed deposit.
- You can start savings by depositing a minimum of 1000 rs in your bank account.
- You will get facility to withdraw all the funds before completion of the tenure.
Conclusion:
Bandhan Bank is one of the leadest banks in the private banking sector of India. It has more than 400+ Branches and 1200+ ATM’s across the nation. Bandhan Bank is already providing better facilities compared to any other private or government banks, and If I analyze the fixed deposit rates of different banks then still, they are offering the best interest rates for their regular and senior citizen customers. You can start savings by depositing 1000Rs in your account. Moreover, they also give you the facility to open your fixed deposit via online banking and mobile bankings. In simple words, you don’t need to visit the branch for beginning any fixed deposit tenure.
Smriti Jain is the owner and senior content publisher at Financesmarti. Financesmarti is a website where she shares a lot of useful stuff for the people and business of India. This includes small business ideas and other banking information, as well. Smriti completed her education in science & technology from Delhi University. Smriti usually has interests in digital marketing now, and she has chosen this career for the full-time opportunity. The primary purpose of starting this blog to provide quality information on the banking industry to the people.
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