• About Us
  • Terms and Conditions
  • Disclaimer
  • Privacy Policy
  • Contact Us
  • Write for Us

Financesmarti

One Stop for Finance Updates

  • Home
  • Cryptocurrency
  • Credit Cards
  • Trading
  • Guides
  • Investment
  • Banking
  • Bandhan Bank Net Banking
    • Bandhan Bank Loans
    • Bandhan Bank FD Rates
    • Bandhan Bank Customer Care
    • Bandhan Bank Balance

Home Equity Loan Rates vs. Mortgage Rates: Which Are Lower?

January 15, 2023 By Mahak A Leave a Comment

difference between home equity loan and mortgage loan

Home equity loan rates and mortgage rates are both measures of the interest rate that a lender charges to borrow money. These are both important factors to consider when taking out a loan, as they will affect the total cost of the loan over time. Home equity loan rates vary between lenders, but generally are lower than mortgage rates. Home equity loans are typically secured against the value of your home, giving the lender more security. This allows for lower rates since the lender is less … [Read more...]

What are 5 Cs of Credit?

January 13, 2023 By Mahak A Leave a Comment

things to know about credit

The 5 C’s of credit are a method used by lenders to assess the creditworthiness of potential borrowers. These five factors consist of Character, Capacity, Capital, Collateral, and Conditions. They are: 1. Character This refers to the borrower’s reputation and trustworthiness. Lenders will look at factors such as past payment history, credit reports, and references to determine a borrower’s character. 2. Capacity This refers to the borrower’s ability to repay the loan. Lenders will evaluate … [Read more...]

Stoozing Explained: Everything you need to know

January 11, 2023 By Mahak A Leave a Comment

Stoozing: from start to end

Stoozing is a money-making strategy that involves obtaining interest-free credit, such as from a credit card, and then investing it in higher-yielding investments. It is considered a relatively safe and low-risk way to make money with little effort.If you’re interested in learning more about stoozing and how to get started, this article aims to provide an overview of the subject. We will discuss what stoozing is, how it works, the advantages and disadvantages, and other important information. … [Read more...]

How to get a Credit Card at 30?

January 10, 2023 By Mahak A Leave a Comment

get credit card at 30

Credit cards are an essential part of financial life. They can help you make important purchases, build your credit history and score, and help you manage your money. For many people, getting a credit card is a rite of passage. However, if you’re over 30, getting a credit card may not be as simple as it was when you were younger. This article will provide an overview of how to get a credit card at 30, including things you should know before you apply, ways to improve your chances of approval, … [Read more...]

Top 17 Best Credit Cards in India 2018 To Apply Online for Free

November 9, 2020 By Smriti Leave a Comment

Best Credit Cards in India

The credit card has changed the way as to how people spend their money in stores as well as online.  It is a card which represents a line of credit.  The money will come from a credit card issuer, and it will be assigned to a certain amount of limit based upon the information of the user. Then the card can be utilized for purchasing or spending on various things.  It is to be taken note that the credit card is not to be considered as a free money source, neither it is a charity nor a donation … [Read more...]

  • 1
  • 2
  • 3
  • Next Page »

Recent Posts

  • TATA POWER COMPANY SHARE PRICE TARGET 2023 TO 2030: CAN TATA POWER REACH 2000 INR?
  • BAJAJ HOLDINGS AND INVESTMENT LTD SHARE PRICE TARGET 2023 TO 2030: CAN BAJAJ HOLDINGS REACH 100000 INR?
  • BANK OF INDIA SHARE PRICE TARGET 2023 TO 2030: CAN BOI REACH 1000 INR?
  • How to Trade Forex: A Beginner’s Guide
  • SBI SHARE PRICE TARGET 2023 TO 2030: CAN SBI REACH 5000 INR?
  • What is the 50 30 20 rule?
  • BANK OF BARODA SHARE PRICE TARGET 2023 TO 2030:CAN BOB REACH 3000 INR?
  • What are the 10 benefits of insurance?
  • What are the three C’s of investing?
  • What are the five parts of a portfolio?

Finance Smarti

Copyright © 2023 · All rights Reserved - Submit a Guest Post