Among the foremost common questions about a financial advisor is, “Why on Earth should I hire a financial advisor once I can manage my very own money? I’ve got a 401k and if I would like to create other investments there’s plenty of knowledge and advice available on the web.” We totally understand the question. A financial advisor typically charges 0.5 percent to 1 percent of your portfolio annually. So, yes, people want to grasp if they're getting what they obtain. Vanguard, one of the … [Read more...]

EPF (Employee provident fund). It is where the employees of any big organisation contribute 12% of their salary on the provident funds and later, these funds will be given to them after the retirement. However, sometimes we need these funds earlier, and we do know about the situations and the urgency for the withdrawal of EPF. You can withdraw your EPF completely or partially that is depend upon your current need. In this post, we will tell all the details you need to know for filling the EPF … [Read more...]