HDFC Bank Ltd, a cornerstone of India’s banking sector, emerged from the merger of HDFC Limited and HDFC Bank in April 2022, marking a significant milestone. Since its inception in 1994, HDFC Bank has rapidly evolved into a leading private sector bank, setting new standards in Indian banking practices. With a widespread network of branches and ATMs nationwide, HDFC Bank caters to the diverse financial needs of urban, semi-urban, and rural communities, reflecting its commitment to inclusive growth. By embracing cutting-edge technology, prioritizing customer satisfaction, and maintaining unwavering ethical standards, HDFC Bank has established itself as a trusted financial partner for millions of customers, solidifying its position as a leader in India’s banking landscape. 
HDFC Bank Q4 Earnings 2024 Highlights:
- HDFC Bank’s standalone net profit for Q4FY24 stood at ₹16,512 crore, reflecting a marginal increase compared to the previous quarter.
- Provisions, including floating provisions, were allocated ₹13,500 crore, contributing to an impressive FY24 profit of ₹64,060 crore.
- Asset quality exhibited improvement, with the gross NPAs ratio declining to 1.24% and net NPAs at 0.33%.
- Net revenue surged to ₹47,240 crore, fueled by transaction gains, while stable lending margins persisted despite challenges.
- Total advances saw a significant rise of 55.4%, with retail loans leading at a growth rate of 108.9%, and retail deposits surged by 27.8%, resulting in a 26.4% increase in total deposits.
- The bank proposed a dividend of ₹19.5 per share, emphasizing its commitment to enhancing shareholder value.
- Post-earnings, shares traded positively, indicating investor confidence in HDFC Bank’s performance and outlook.
- Despite obstacles like rising interest rates and deposit competition, HDFC Bank maintains an optimistic stance on its long-term prospects, prioritizing the sustainability of its deposit franchise, improvement of profitability metrics, and bolstering customer engagement initiatives.
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HDFC Bank Ltd. Share Price Prediction 2024, 2025 to 2030
HDFC Bank Ltd Share Price Prediction 2024
| When | Maximum Price | Minimum Price |
| June 2024 | 1,572.60 | 1,367.48 |
| July 2024 | 1,556.88 | 1,353.81 |
| August 2024 | 1,619.15 | 1,407.96 |
| September 2024 | 1,683.92 | 1,464.28 |
| October 2024 | 1,650.90 | 1,435.57 |
| November 2024 | 1,716.94 | 1,492.99 |
| December 2024 | 1,734.11 | 1,507.92 |
As we step through 2024, the expected maximum and minimum prices for HDFC Bank are projected to fluctuate each month. In June 2024, the prices are expected to range between a maximum of ₹1,572.60 and a minimum of ₹1,367.48. By July, the range is anticipated to shift to a maximum of ₹1,556.88 and a minimum of ₹1,353.81. In August, the prices could rise, with a maximum of ₹1,619.15 and a minimum of ₹1,407.96. For September, the forecasted range is a maximum of ₹1,683.92 and a minimum of ₹1,464.28. October’s prices are expected to vary between ₹1,650.90 and ₹1,435.57. In November, the maximum is projected to reach ₹1,716.94, with a minimum of ₹1,492.99. Finally, in December 2024, HDFC Bank’s prices are expected to peak at ₹1,734.11, with a minimum of ₹1,507.92.
HDFC Bank Ltd Share Price Target 2025
| When | Maximum Price | Minimum Price |
| January 2025 | 1,879.38 | 1,445.68 |
| February 2025 | 1,898.36 | 1,460.28 |
| March 2025 | 1,938.23 | 1,490.95 |
| April 2025 | 1,919.04 | 1,476.18 |
| May 2025 | 1,863.14 | 1,433.19 |
| June 2025 | 1,946.99 | 1,497.68 |
| July 2025 | 1,908.81 | 1,468.32 |
| August 2025 | 1,967.85 | 1,513.73 |
| September 2025 | 1,991.46 | 1,531.89 |
| October 2025 | 2,043.24 | 1,571.72 |
| November 2025 | 2,094.32 | 1,611.01 |
| December 2025 | 2,188.56 | 1,683.51 |
In January 2025, HDFC Bank’s share price is projected to trade between ₹1,445.68 and ₹1,879.38, with an expected increase in both maximum and minimum prices. As the year progresses, the share prices are anticipated to fluctuate, reaching a peak in December 2025, with prices forecasted to range between ₹1,683.51 and ₹2,188.56. Overall, HDFC Bank’s share prices demonstrate a bullish trend throughout 2025, reflecting positive market sentiment and potential growth prospects.
HDFC Bank Ltd Share Price Prediction 2026
| When | Maximum Price | Minimum Price |
| January 2026 | 2,254.22 | 1,734.01 |
| February 2026 | 2,312.02 | 1,778.48 |
| March 2026 | 2,402.19 | 1,847.84 |
| April 2026 | 2,355.09 | 1,811.61 |
| May 2026 | 2,286.49 | 1,758.84 |
| June 2026 | 2,389.38 | 1,837.99 |
| July 2026 | 2,342.53 | 1,801.95 |
| August 2026 | 2,414.98 | 1,857.68 |
| September 2026 | 2,499.51 | 1,922.70 |
| October 2026 | 2,564.49 | 1,972.69 |
| November 2026 | 2,628.61 | 2,022.01 |
| December 2026 | 2,694.32 | 2,072.56 |
HDFC Bank Ltd Share Price Target 2027
| When | Maximum Price | Minimum Price |
| January 2027 | 2,748.21 | 2,114.01 |
| February 2027 | 2,818.68 | 2,168.21 |
| March 2027 | 2,928.60 | 2,252.77 |
| April 2027 | 2,871.18 | 2,208.60 |
| May 2027 | 2,787.55 | 2,144.27 |
| June 2027 | 2,912.99 | 2,240.76 |
| July 2027 | 2,855.88 | 2,196.83 |
| August 2027 | 2,944.20 | 2,264.77 |
| September 2027 | 3,047.25 | 2,344.04 |
| October 2027 | 3,126.48 | 2,404.98 |
| November 2027 | 3,204.64 | 2,465.11 |
| December 2027 | 3,284.76 | 2,526.74 |
HDFC Bank Ltd Share Price Prediction 2028
| When | Maximum Price | Minimum Price |
| January 2028 | 3,350.45 | 2,577.27 |
| February 2028 | 3,436.36 | 2,643.35 |
| March 2028 | 3,570.38 | 2,746.44 |
| April 2028 | 3,500.37 | 2,692.59 |
| May 2028 | 3,398.42 | 2,614.17 |
| June 2028 | 3,551.35 | 2,731.81 |
| July 2028 | 3,481.71 | 2,678.24 |
| August 2028 | 3,589.39 | 2,761.07 |
| September 2028 | 3,715.02 | 2,857.71 |
| October 2028 | 3,811.61 | 2,932.01 |
| November 2028 | 3,906.90 | 3,005.31 |
| December 2028 | 4,004.58 | 3,080.44 |
HDFC Bank Ltd Share Price Prediction 2029
| When | Maximum Price | Minimum Price |
| January 2029 | 4,084.67 | 3,142.05 |
| February 2029 | 4,189.40 | 3,222.62 |
| March 2029 | 4,352.79 | 3,348.30 |
| April 2029 | 4,267.44 | 3,282.65 |
| May 2029 | 4,143.15 | 3,187.04 |
| June 2029 | 4,329.59 | 3,330.45 |
| July 2029 | 4,244.69 | 3,265.15 |
| August 2029 | 4,375.97 | 3,366.13 |
| September 2029 | 4,529.13 | 3,483.95 |
| October 2029 | 4,646.89 | 3,574.53 |
| November 2029 | 4,763.06 | 3,663.89 |
| December 2029 | 4,882.14 | 3,755.49 |
HDFC Bank Ltd Share Price Prediction 2030
| When | Maximum Price | Minimum Price |
| January 2030 | 4,979.78 | 3,830.60 |
| February 2030 | 5,107.47 | 3,928.82 |
| March 2030 | 5,306.66 | 4,082.05 |
| April 2030 | 5,202.61 | 4,002.01 |
| May 2030 | 5,051.08 | 3,885.44 |
| June 2030 | 5,278.37 | 4,060.29 |
| July 2030 | 5,174.88 | 3,980.67 |
| August 2030 | 5,334.92 | 4,103.79 |
| September 2030 | 5,521.65 | 4,247.42 |
| October 2030 | 5,665.21 | 4,357.85 |
| November 2030 | 5,806.84 | 4,466.80 |
| December 2030 | 5,952.01 | 4,578.47 |
Throughout 2030, HDFC Bank’s share prices are projected to witness consistent growth, with both maximum and minimum prices increasing steadily month by month. In January, the share price is expected to reach a maximum of 4,979.78 and a minimum of 3,830.60. By December 2030, HDFC Bank’s shares are forecasted to achieve their peak, with the maximum price reaching 5,952.01 and the minimum price rising to 4,578.47.
HDFC Bank Financial Condition: Last 5 years
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
| Revenue | 122,189 | 128,552 | 135,936 | 170,754 | 283,649 |
| Interest | 62,137 | 59,248 | 58,584 | 77,780 | 154,139 |
| Expenses + | 45,459 | 52,457 | 56,557 | 63,042 | 177,288 |
| Financing Profit | 14,593 | 16,848 | 20,795 | 29,932 | -47,777 |
| Financing Margin % | 12% | 13% | 15% | 18% | -17% |
| Other Income + | 24,879 | 27,333 | 31,759 | 33,912 | 124,346 |
| Depreciation | 1,277 | 1,385 | 1,681 | 2,345 | 0 |
| Profit before tax | 38,195 | 42,796 | 50,873 | 61,498 | 76,569 |
| Tax % | 29% | 26% | 25% | 25% | 15% |
| Net Profit + | 27,296 | 31,857 | 38,151 | 46,149 | 65,446 |
| EPS in Rs | 49.7 | 57.74 | 68.62 | 82.44 | 84.33 |
| Dividend Payout % | 5% | 11% | 23% | 23% | 23% |
Over the past five years, the company has consistently demonstrated robust financial performance, with revenue witnessing significant growth from ₹122,189 crore in March 2020 to ₹283,649 crore in March 2024. This upward trajectory extends to interest income, which has more than doubled during the same period, indicating vigorous lending activities. Despite increased expenses, the company has managed to improve its financing margin percentage, showcasing enhanced operational efficiency and profitability. Other income has surged significantly, making a substantial contribution to the overall profit before tax, which has shown consistent year-on-year growth. With a stable tax rate and a substantial increase in net profit from ₹27,296 crore to ₹65,446 crore, the company exhibits robust financial health and operational resilience. The steady growth in earnings per share further underscores its ability to create value for shareholders. Moreover, the consistent dividend payout percentage reflects a balanced approach to rewarding shareholders while retaining resources for future growth initiatives. Overall, these financial indicators point toward a solid foundation for sustained growth and profitability in the future.
FAQs
1. What is the maximum price of HDFC Bank share in 2024?
Answer: The projected maximum price of HDFC Bank share in 2024 is 1,734.11 INR.
2. What is the Share price of HDFC Bank in 2025?
Answer: The expected Share price of HDFC Bank is ₹2,188.56 INR.
3. What is the Share price of HDFC Bank in 2030?
Answer: The Projected Share price of HDFC Bank is ₹5,952.01 by the end of 2030.
4. What is the Current Marketcap of HDFC Bank?
As of 11th June 2024, the current Marketcap of HDFC is ₹11,84,919 Cr.
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Conclusion
HDFC Bank has established itself as a cornerstone of India’s banking sector, evolving from the merger of HDFC Limited and HDFC Bank in April 2022 to become a leading private sector bank. With its extensive network, HDFC Bank caters to diverse financial needs across urban, semi-urban, and rural areas, prioritizing inclusive growth. The recent announcement by CEO Sashidhar Jagdishan of a significant Rs 1,500 crore award to motivate the bank’s young workforce underscores its commitment to recognizing employee dedication and fostering excellence. Moreover, HDFC Bank’s robust financial performance, demonstrated by a commendable net profit of ₹16,511.85 crore for Q4FY24, soaring net interest income (NII) of ₹29,007 crore, and strong revenue growth, sets a solid foundation for future growth and shareholder value creation. As HDFC Bank continues to navigate challenges and seize opportunities, it remains well-positioned to uphold its leadership in India’s banking landscape and drive sustainable progress.
Disclaimer: The article ‘HDFC Bank Share Price Target 2024 to 2030’ is just an opinion and not financial advice. Please consult a financial advisor before investing in HDFC Bank’s share.
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