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Home Equity Loan Rates vs. Mortgage Rates: Which Are Lower?

January 15, 2023 By Mahak A Leave a Comment

difference between home equity loan and mortgage loan

Home equity loan rates and mortgage rates are both measures of the interest rate that a lender charges to borrow money. These are both important factors to consider when taking out a loan, as they will affect the total cost of the loan over time. Home equity loan rates vary between lenders, but generally are lower than mortgage rates. Home equity loans are typically secured against the value of your home, giving the lender more security. This allows for lower rates since the lender is less … [Read more...]

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