PNB Housing Finance Ltd Share Price Target 2024, 2025 to 2030

PNB Housing Finance Limited, a premier Indian housing finance company, was established under the Companies Act of 1956 and began its operations on November 11, 1988. The company is registered with the National Housing Bank (NHB) and operates under the strong patronage of Punjab National Bank (PNB), one of India’s largest and most respected public sector banks. PNB Housing Finance has a broad portfolio of financial products, catering to various customer segments with a focus on housing finance. These offerings include loans for the purchase, construction, repair, and renovation of residential properties. Additionally, the company provides non-housing loans such as loans against property, serving as a versatile financial partner for both individuals and businesses. The company is known for its commitment to customer satisfaction, offering competitive interest rates, flexible repayment options, and a range of fixed deposit schemes that appeal to a diverse clientele.

Over the years, PNB Housing Finance has established itself as a key player in India’s housing finance sector, contributing significantly to the growth and development of the real estate market. The company’s customer-centric approach has earned it a strong reputation for reliability and trustworthiness. By continually evolving its product offerings and services to meet the changing needs of the market, PNB Housing Finance has built a robust presence across the country, supporting the aspirations of millions of Indians in realizing their dream of homeownership. The company’s strategic initiatives and adherence to high standards of corporate governance have further cemented its position as a leader in the industry, reflecting its commitment to driving financial inclusion and supporting the broader economic growth of the nation.

History of PNB Housing Finance Ltd

PNB Housing Finance Limited, established on November 11, 1988, as a subsidiary of Punjab National Bank (PNB), began its operations with a focus on providing housing finance solutions across India. In 2009, PNB sold a 26% stake to Destimoney Enterprises Private Limited (DEPL), marking a strategic partnership. By 2015, DEPL’s stake was acquired by Quality Investments Holdings, owned by the Carlyle Group, signaling a new phase of growth. The company went public in November 2016, listing on NSE and BSE, with promoters retaining 76% of the shares. Over the years, PNB Housing Finance has expanded its services and earned numerous awards for its contributions to the housing finance sector and corporate social responsibility.

Recent news about PNB Housing Finance Ltd

Recently, PNB Housing Finance Ltd was in the news due to a major block deal on July 30, 2024, where 13.1% of the company’s equity, valued at approximately ₹2,642 crore, changed hands on the BSE. This deal likely involved Carlyle Group’s Quality Investment Holdings PCC selling a portion of its stake. Additionally, the company reported a robust financial performance, with a 25% increase in net profit for the first quarter, reaching ₹433 crore, and a significant reduction in gross non-performing assets (GNPA) to 1.35% from 3.76% the previous year.

How to purchase PNB Housing Finance Ltd shares?

Below are the trading platforms that you can use to purchase PNB Housing Finance Ltd shares:

• Zerodha
• Upstox
• Groww
• AngelOne
• ICICIDirect

PNB Housing Finance Ltd Share Price Prediction: 2024 to 2025

PNB Housing Finance Ltd Share Price Target 2024

When	Maximum Price	Minimum Price
August 2024	835.05	726.13
September 2024	868.46	755.18
October 2024	851.43	740.37
November 2024	885.48	769.99
December 2024	894.34	777.69

PNB Housing Finance Ltd Share Price Prediction 2025

When	Maximum Price	Minimum Price
January 2025	903.28	694.83
February 2025	912.41	701.85
March 2025	931.57	716.59
April 2025	922.34	709.50
May 2025	895.48	688.83
June 2025	935.78	719.83
July 2025	917.43	705.71
August 2025	945.80	727.54
September 2025	957.15	736.27
October 2025	982.04	755.41
November 2025	1,006.59	774.30
December 2025	1,051.88	809.14

As we step into January 2025, PNB Housing Finance Ltd’s share price is expected to reach a maximum of ₹903.28 and a minimum of ₹694.83. Moving forward to December 2025, the share price of PNB Housing Finance Ltd is projected to peak at ₹1,051.88, with a minimum of ₹809.14.

PNB Housing Finance Ltd Share Price Target 2026

When	Maximum Price	Minimum Price
January 2026	1,083.44	833.42
February 2026	1,056.36	812.58
March 2026	1,077.48	828.83
April 2026	1,099.47	845.75
May 2026	1,088.59	837.37
June 2026	1,115.80	858.31
July 2026	1,093.92	841.48
August 2026	1,127.75	867.50
September 2026	1,150.31	884.85
October 2026	1,180.22	907.86
November 2026	1,209.72	930.56
December 2026	1,239.97	953.82

PNB Housing Finance Ltd Share Price Target 2027

When	Maximum Price	Minimum Price
January 2027	1,252.37	963.36
February 2027	1,284.48	988.06
March 2027	1,334.57	1,026.59
April 2027	1,308.40	1,006.47
May 2027	1,270.30	977.15
June 2027	1,327.46	1,021.12
July 2027	1,301.43	1,001.10
August 2027	1,341.68	1,032.06
September 2027	1,388.64	1,068.18
October 2027	1,424.74	1,095.96
November 2027	1,460.36	1,123.36
December 2027	1,496.87	1,151.44

PNB Housing Finance Ltd Share Price Prediction 2028

When	Maximum Price	Minimum Price
January 2028	1,526.81	1,174.47
February 2028	1,565.96	1,204.58
March 2028	1,627.03	1,251.56
April 2028	1,595.13	1,227.02
May 2028	1,548.67	1,191.28
June 2028	1,618.36	1,244.89
July 2028	1,586.63	1,220.48
August 2028	1,635.70	1,258.23
September 2028	1,692.95	1,302.27
October 2028	1,736.96	1,336.13
November 2028	1,780.39	1,369.53
December 2028	1,824.90	1,403.77

PNB Housing Finance Ltd Share Price Target 2029

When	Maximum Price	Minimum Price
January 2029	1,861.39	1,431.84
February 2029	1,909.12	1,468.56
March 2029	1,983.58	1,525.83
April 2029	1,944.68	1,495.91
May 2029	1,888.04	1,452.34
June 2029	1,973.01	1,517.70
July 2029	1,934.32	1,487.94
August 2029	1,994.14	1,533.96
September 2029	2,063.94	1,587.64
October 2029	2,117.60	1,628.92
November 2029	2,170.54	1,669.65
December 2029	2,224.80	1,711.39

PNB Housing Finance Ltd Share Price Prediction 2030

When	Maximum Price	Minimum Price
January 2030	2,269.30	1,745.62
February 2030	2,327.49	1,790.37
March 2030	2,418.26	1,860.20
April 2030	2,370.84	1,823.72
May 2030	2,301.79	1,770.61
June 2030	2,405.37	1,850.28
July 2030	2,358.21	1,814.00
August 2030	2,431.14	1,870.11
September 2030	2,516.23	1,935.56
October 2030	2,581.65	1,985.89
November 2030	2,646.19	2,035.53
December 2030	2,712.35	2,086.42

As we step into January 2030, PNB Housing Finance Ltd’s share price is anticipated to reach a maximum of ₹2,269.30 and a minimum of ₹1,745.62. By December 2030, the share price of PNB Housing Finance Ltd is projected to peak at ₹2,712.35, with a minimum of ₹2,086.42.

Financial Condition of PNB Housing Finance Ltd: Last 5 years

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	8,478	7,565	6,141	6,491	7,014	7,127
Interest	5,876	5,101	4,066	3,901	4,264	4,312
Expenses +	1,719	1,234	964	1,173	737	704
Financing Profit	884	1,230	1,111	1,416	2,013	2,111
Financing Margin %	10%	16%	18%	22%	29%	30%
Other Income +	7	15	5	2	10	20
Depreciation	66	59	53	51	51	52
Profit before tax	825	1,187	1,063	1,367	1,972	2,079
Tax %	17%	22%	23%	23%	23%
Net Profit +	682	925	822	1,056	1,527	1,613
EPS in Rs	26.39	35.78	31.72	40.7	58.81	62.13
Dividend Payout %	0%	0%	0%	0%	0%

PNB Housing Finance Ltd has demonstrated Strong financial performance over the past five years, reflecting significant growth and resilience. From March 2020 to March 2024, the company’s revenue initially declined from ₹8,478 crore to ₹6,141 crore but rebounded to ₹7,014 crore, signaling a recovery in its core operations. The financing profit more than doubled during this period, rising from ₹884 crore to ₹2,013 crore, with the financing margin improving substantially from 10% to 29%. This increase in profitability is further underscored by a notable rise in net profit from ₹682 crore to ₹1,527 crore and earnings per share (EPS) which nearly doubled from ₹26.39 to ₹58.81. Additionally, the profit before tax surged from ₹825 crore to ₹1,972 crore, showcasing the company’s effective cost management and enhanced operational efficiency. Despite this impressive financial growth, PNB Housing Finance Ltd has opted not to distribute dividends, indicating a strategic focus on reinvesting earnings to support continued expansion and development.

FAQs

What is the current market capitalization of PNB Housing Finance Ltd?

PNB Housing Finance Ltd currently boasts a market capitalization of ₹21,324 crore.

What is the current share price of PNB Housing Finance Ltd?

As of 11th August, the share price stands at ₹821.

What is the share price target for PNB Housing Finance Ltd in 2024?

PNB Housing Finance Ltd aims for its share price to range between ₹777.69 and ₹894.34 by December 2024, projecting potential growth and investor expectations.

What is PNB Housing Finance Ltd’ share price target for 2025?

In 2025, PNB Housing Finance Ltd anticipates its share price to vary from ₹809.14 to ₹1,051.88 by December, driven by its strategic initiatives and market dynamics.

What is PNB Housing Finance Ltd’ share price target for 2030?

Looking ahead to 2030, PNB Housing Finance Ltd forecasts its share price to reach anywhere between ₹2,086.42 and ₹2,712.35 by December, underscoring long-term growth prospects.

What is PNB Housing Finance Ltd’ current Price-to-Earnings (P/E) ratio?

Currently, PNB Housing Finance Ltd trades at a Price-to-Earnings (P/E) ratio of 13.2, indicating its valuation relative to its earnings and market expectations.

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Conclusion

PNB Housing Finance Ltd has demonstrated notable financial advancement over the last five years. Revenue climbed from ₹6,141 crore in March 2022 to ₹7,014 crore by March 2024, and net profit surged from ₹682 crore to ₹1,527 crore. The company has significantly enhanced its financing profit, resulting in a substantial increase in its margin from 10% to 29%. Additionally, earnings per share have risen from ₹26.39 to ₹58.81. With projected share prices reaching up to ₹1,047.73 in 2025 and potentially hitting ₹2,701.63 by 2030, PNB Housing Finance Ltd is on a promising trajectory for sustained growth and success.