Kotak Mahindra Finance Limited was founded in the year of 1985, and since then it has worked its way up to be considered as one of the most trusted financial institutions of the country.
Kotak Mahindra Bank Royale Signature Credit card
- The users can avail the facility of Airport lounge access, Complimentary access to the lounges where they can enjoy the benefits and features for their comfortable travel such as free Wi-Fi, gourmet meal, widescreen TVs, as well as comfortable seating.
- Ability to earn rewards upon the amount spend from the Royale Signature credit card, and the accumulated rewards point can be redeemed against a variety of redemption options such as mobile recharge, utility bills, air tickets, as well as various merchandise across the country.
- In a case where the Credit Card gets stolen, the cardholder will get the added benefit of the cover of 2, 50,000/- against fraudulent usage. But it is necessary that it be reported to the customer contact centre to deactivate or block to prevent the further damage to the funds and misuse, and a claim should be registered with the Insurance Company.
- There is a service of complimentary cheque pickup to ensure secure payment of monthly dues.
- There will be an added benefit of Fuel surcharge Waiver as well as the Railway surcharge Waiver.
- The cardholder can enjoy the benefit of availing the facility of add-on card for their family members, and the spending limit can be set by cardholder Moreover, the spending of each of the add-on cards can be tracked separately.
Kotak Mahindra Bank Aqua Gold Credit Card:
- The users can avail Credit limit up to 80% of the term deposit amount, and the limit of the Credit is known to the user upfront at the time of applying itself, so no further issues or confusion is caused.
- Easy process of Balance transfers and a nominal fee is issued for a set amount of income.
- If there is any issue pertaining to the loss or theft of the card, then the user can avail the insurance cover of Rs. 50,000/-. It is of utmost importance to call the Customer Contact Centre to issue the deactivation or blocking of the card as a precautionary measure against the misuse, and a claim should be registered with the Insurance Company.
- Add-on Cards can be issued, and it will have all the benefits that are offered on the primary card, and along with that, the spending limit can be set, and the spending can be tracked separately for the Add-on Cards.
Kotak Mahindra Bank PVR Platinum Credit Card
- The card is specially designed for the better cinematic experience of the Movie lovers, and by issuing this card, the cardholder will get 24 free PVR movie tickets a year, and apart from that, other lifestyle benefits can also be enjoyed by the users.
- The card can be used for shopping purpose as well, and due to it, the users can avail free movie tickets for PVR all year round.
- PVR shield provides insurance cover for stolen or lost credit cards.
- In case of the loss or theft of the card, the company should be notified through the Customer Contact Centre to deactivate or block the card.
- To register the claim, it is essential to submit the necessary documents to HDFC ERGO within 7 days of the event occurred
- Add-on cards can also be availed which will have all the benefits and offers which are applicable to the primary card and moreover, the spending limit can be set, and the spending can be tracked on the add-on cards.