IDBI Bank credit cards are accepted globally, and they offer other benefits which suit the lifestyle of the cardholder. The cards provide plenty of best in class privileges to fulfill the needs of the user. All the credit cards which are issued by IDBI bank are equipped with EMV chip and PIN enabled to ensure enhanced security.
IDBI Bank Imperium Platinum Card:
- It is a secured credit card which is issued on VISA The facility is offered to the user that they can avail this card against their own fixed deposits.
- It offers the high credit limit which can be extended to 85% of the Fixed Deposits.
- It enables the cardholder to withdraw higher amount, up to 70% of their credit limit.
- Delight points are earned by the cardholder upon the spending of the amount by means of the cards, and the points can be redeemed against the various offers from well-known
- The bank offers credit which is interest-free, and the payments can be managed as per the convenience of the cardholder. It also gives users the option of paying the minimum amount due, amounts higher than the minimum amount due as well as the total outstanding amount.
- Family members( above 18 years) can be gifted the add-on Imperium platinum card which enables them to avail all the facilities and benefits which are applicable on the primary card.
- Cardholders can enjoy the travel concierge services which is provided by VISA.
IDBI Bank Euphoria world credit card:
- The cardholder will be able to avail world class privileges and rewards which is suitable to the lifestyle by availing the IDBI Bank Euphoria world credit card.
- The card is reviewed to be extremely convenient, features of enhanced security and flexible payment options.
- It is an excellent choice for the frequent travelers as the card offers 4000 delight points on the first transaction. Moreover, it offers delight points for each amount spent for travel purpose.
- Additional benefits of waiver of 2.5% fuel surcharge when the fuel is filled using the IDBI world card across all the fuel stations for transactions.
- IDBI Bank Euphoria World credit card offers the insurance cover worth 25 lakhs for air travel accident.
- Euphoria World credit card allows the Airport Lounge Access. The cardholder is able to avail the luxurious facilities.
- Euphoria World Credit card can be used at around 1 million merchants in India and over 29 million merchants abroad.
- In case of loss of credit card, by reporting at the customer service helpdesk, the card shall be blocked for the further transactions until the issues are sorted out. If there is any report of the fraudulent transaction after filing the report, then the loss will be covered by the Bank.
- The family members can be gifted an add-on credit card. All the facilities and benefits which are enjoyed by the primary cardholder can be availed for the add-on card as well. The main benefit of these cards is that the redeemed points can be clubbed with the primary card and are redeemed on the higher eligibility.